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ATB Advantage Account

Get the benefit of a premium banking package for a flat monthly fee, or free if you keep a minimum monthly balance.

Details

Overview

An all-inclusive package to simplify your banking and keep more of your money in your pocket. Get unlimited transactions, annual fees waived on our premium US Dollar MasterCards®, exclusive interest rate incentives and so much more. And if you keep a minimum monthly balance of $5,000, you don't pay the monthly account fee.

Pricing

  • Monthly Fee
    Flat fee of $21.95.
  • Fee Waived If
    • Maintain a minimum monthly balance of $5,000 each day and you don't pay the monthly account fee.
  • Interac e-Transfer
    Unlimited Interac e-Transfers.
  • Global Transfers

    Transfer of $50–$999.99: $7.61
    Transfer of $1,000–$1,999.99: $6.76
    Transfer of $2,000–$2,500: No fee
    Transfer to special countries: $17.00
    See all countries and fees >

  • ABM Fees
    • Free ABM transactions at any ATB branch in Alberta.
    • Withdraw cash at any ABM when travelling outside of Alberta on our dime. We'll reimburse $4.50 per withdrawal for up to 5 transactions each month in Canada and $8.00 for 1 withdrawal each month in the U.S. The reimbursement has been designed to cover our standard fee for withdrawals at non-ATB ABMs ($1.50 each in Canada or $5.00 each outside of Canada) as well as the typical fee you agree to pay when withdrawing money at a non-ATB ABM (this is typically $3.00 and can vary).

Additional Information

  • Other features
    • Unlimited transactions
    • No fee for overdraft protection, unless used1
    • Free access to ATB Online Banking
    • Free access to ATB Mobile Banking
    • Unlimited telephone banking inquiries
  • Additional Options
    • Alberta Lifestyle Cheques included at no extra cost
    • Save $120 each year with waiver of annual fee on the ATB World Elite® MasterCard®2
    • Save $19 USD each year with waiver of annual fee on the ATB US Dollar MasterCard®2
    • 2.5% reduction to your approved interest rate on personal unsecured lines of credit to a minimum of Prime+3%3
    • 0.1% interest rate bonus on select registered investments4
    • Free certified cheque requests (account holder)
    • Free drafts
    • Free American Express travellers cheques (single signature)
    • Free stop payments (full details)
    • $12.00 discount on annual safety deposit box fee
  • Notes
    1. On approved credit. You pay interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.
    2. Our standard interest rates as of November 2016 are 19.90% on purchases and 21.90% on cash advances. Click here to view complete rate and fee schedule. Offer subject to credit approval. If you already have an ATB US Dollar MasterCard, or ATB World Elite MasterCard please contact us to initiate the assessment and application of the fee waiver.
    3. Rate is variable and based on ATB's prime lending rate, which is subject to change without notice. Our current prime rate is posted here. Offer subject to credit approval. If you have an existing personal line of credit, please contact us to initiate the assessment and application of any qualifying interest rate reduction.
    4. When opening a new 3 to 5-year non-redeemable regular RRSP and TFSA. One investment bonus rate per customer per calendar year with maximum investment of $25,000. Not available for promotional products.

Details

Overview

An all-inclusive package to simplify your banking and keep more of your money in your pocket. Get unlimited transactions, annual fees waived on our premium US Dollar MasterCards®, exclusive interest rate incentives and so much more. And if you keep a minimum monthly balance of $5,000, you don't pay the monthly account fee.

Pricing

  • Monthly Fee
    Flat fee of $21.95.
  • Fee Waived If
    • Maintain a minimum monthly balance of $5,000 each day and you don't pay the monthly account fee.
  • Interac e-Transfer
    Unlimited Interac e-Transfers.
  • Global Transfers

    Transfer of $50–$999.99: $7.61
    Transfer of $1,000–$1,999.99: $6.76
    Transfer of $2,000–$2,500: No fee
    Transfer to special countries: $17.00
    See all countries and fees >

  • ABM Fees
    • Free ABM transactions at any ATB branch in Alberta.
    • Withdraw cash at any ABM when travelling outside of Alberta on our dime. We'll reimburse $4.50 per withdrawal for up to 5 transactions each month in Canada and $8.00 for 1 withdrawal each month in the U.S. The reimbursement has been designed to cover our standard fee for withdrawals at non-ATB ABMs ($1.50 each in Canada or $5.00 each outside of Canada) as well as the typical fee you agree to pay when withdrawing money at a non-ATB ABM (this is typically $3.00 and can vary).

Additional Information

  • Other features
    • Unlimited transactions
    • No fee for overdraft protection, unless used1
    • Free access to ATB Online Banking
    • Free access to ATB Mobile Banking
    • Unlimited telephone banking inquiries
  • Additional Options
    • Alberta Lifestyle Cheques included at no extra cost
    • Save $120 each year with waiver of annual fee on the ATB World Elite® MasterCard®2
    • Save $19 USD each year with waiver of annual fee on the ATB US Dollar MasterCard®2
    • 2.5% reduction to your approved interest rate on personal unsecured lines of credit to a minimum of Prime+3%3
    • 0.1% interest rate bonus on select registered investments4
    • Free certified cheque requests (account holder)
    • Free drafts
    • Free American Express travellers cheques (single signature)
    • Free stop payments (full details)
    • $12.00 discount on annual safety deposit box fee
  • Notes
    1. On approved credit. You pay interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.
    2. Our standard interest rates as of November 2016 are 19.90% on purchases and 21.90% on cash advances. Click here to view complete rate and fee schedule. Offer subject to credit approval. If you already have an ATB US Dollar MasterCard, or ATB World Elite MasterCard please contact us to initiate the assessment and application of the fee waiver.
    3. Rate is variable and based on ATB's prime lending rate, which is subject to change without notice. Our current prime rate is posted here. Offer subject to credit approval. If you have an existing personal line of credit, please contact us to initiate the assessment and application of any qualifying interest rate reduction.
    4. When opening a new 3 to 5-year non-redeemable regular RRSP and TFSA. One investment bonus rate per customer per calendar year with maximum investment of $25,000. Not available for promotional products.

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