Pay As You Go Account

Pay for what you use, when you use it.

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Details

Overview

When it comes to your money, you have a simple rule — only pay for what you use. Why pay for extra service and perks you're not going to use? ATB's Pay as You Go account is perfect when you have 4 or less transactions a month. There are no monthly fees because you pay for each transaction. And even with that, you still get free access to the great convenience and service of our financial experts along with our online and mobile banking.

You can open this account with a co-applicant (joint).

Pricing

  • Monthly Fee
    No monthly fee.
  • Fee Cap
    • Pay per use
    • Monthly fee cap of $25 on over limit fees1
  • Over limit Fees
    • $1.15 each for in-branch withdrawals and transfers2
    • $1.15 each for cheques
    • $1.15 each for electronic withdrawals and transfers, including Global Transfers
    • $1.25 each for bill payments
  • INTERAC e-Transfer
  • Global Transfers

    Transfer of $50–$999.99: $5.00 + over limit fee
    Transfer of $1,000–$5,000: over limit fee
    Transfer to special countries: $15.00 + over limit fee
    See all countries and fees >

Additional Information

  • Other features
    • No fee for overdraft protection, unless used3
    • Free access to ATB Online banking
    • Free access to ATB Mobile banking
    • Unlimited telephone banking inquiries
    • Optional cheque image return for $2.50/month
  • Notes
    1. Transaction fees that are not outlined in the over limit fees section are excluded from the monthly fee cap and will still be charged.
    2. For in-branch bill payment transactions there is a $1.15 additional handling fee per transaction.
    3. On approved credit. If overdraft protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.

Details

Overview

When it comes to your money, you have a simple rule — only pay for what you use. Why pay for extra service and perks you're not going to use? ATB's Pay as You Go account is perfect when you have 4 or less transactions a month. There are no monthly fees because you pay for each transaction. And even with that, you still get free access to the great convenience and service of our financial experts along with our online and mobile banking.

You can open this account with a co-applicant (joint).

Pricing

  • Monthly Fee
    No monthly fee.
  • Fee Cap
    • Pay per use
    • Monthly fee cap of $25 on over limit fees1
  • Over limit Fees
    • $1.15 each for in-branch withdrawals and transfers2
    • $1.15 each for cheques
    • $1.15 each for electronic withdrawals and transfers, including Global Transfers
    • $1.25 each for bill payments
  • INTERAC e-Transfer
  • Global Transfers

    Transfer of $50–$999.99: $5.00 + over limit fee
    Transfer of $1,000–$5,000: over limit fee
    Transfer to special countries: $15.00 + over limit fee
    See all countries and fees >

Additional Information

  • Other features
    • No fee for overdraft protection, unless used3
    • Free access to ATB Online banking
    • Free access to ATB Mobile banking
    • Unlimited telephone banking inquiries
    • Optional cheque image return for $2.50/month
  • Notes
    1. Transaction fees that are not outlined in the over limit fees section are excluded from the monthly fee cap and will still be charged.
    2. For in-branch bill payment transactions there is a $1.15 additional handling fee per transaction.
    3. On approved credit. If overdraft protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.
  • Contact Us
  • 1-800-332-8383
  • Monday - Friday 9am - 7pm
  • Saturday 9am - 5pm

Important Information

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  • Contact Us
  • 1-800-332-8383
  • Monday - Friday 9am - 7pm
  • Saturday 9am - 5pm