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Freedom Account

You deserve some perks! Get unlimited transactions and access to many other banking options for free.

Details

Overview

You've worked hard and see freedom on the horizon. Speed up your financial freedom with special perks from ATB. When you are 59+, enjoy the Freedom Account featuring no monthly fee and access many other bank services for free. Open a joint account and extend the same benefits to your spouse. You both save. Age 59 or over1

Pricing

  • Monthly Fee
    No monthly fee
  • Interac e-Transfer
    • Two free Interac e-Transfers per month, then $1.50 each
  • Global Transfers

    Transfer of $50–$999.99: $8.95
    Transfer of $1,000–$1,999.99: $7.95
    Transfer of $2,000–$2,500: No fee
    Transfer to special countries: $20.00
    See all countries and fees >

  • ABM Fees
    • Free ABM transactions at any ATB branch in Alberta.
    • Withdraw cash at any ABM when travelling outside of Alberta on our dime. We'll reimburse $4.50 per withdrawal for up to 2 transactions each month in Canada and $8.00 for 1 withdrawal each month in the U.S. The reimbursement has been designed to cover our standard fee for withdrawals at non-ATB ABMs ($1.50 each in Canada or $5.00 each outside of Canada) as well as the typical fee you agree to pay when withdrawing money at a non-ATB ABM (this is typically $3.00 and can vary.)

Additional Information

  • Other features
    • Unlimited transactions
    • No fee for overdraft protection, unless used2
    • Free access to ATB Online banking
    • Free access to ATB Mobile banking
    • Unlimited telephone banking inquiries
  • Additional Options
    • One free personalized cheque order per calendar year (limited styles)
    • Free drafts
    • Free American Express travellers cheques (single signature)
    • $10 discount on annual safety deposit box fee
  • Notes
    1. Customers must apply and meet the eligibility requirements. Only 1 Freedom Account per customer, either an individual account or a joint account. Individual account holders must be 59 years old or older. On joint Freedom Accounts, a minimum of one account holder must be 59 years old or older.
    2. On approved credit. If overdraft protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.

Details

Overview

You've worked hard and see freedom on the horizon. Speed up your financial freedom with special perks from ATB. When you are 59+, enjoy the Freedom Account featuring no monthly fee and access many other bank services for free. Open a joint account and extend the same benefits to your spouse. You both save. Age 59 or over1

Pricing

  • Monthly Fee
    No monthly fee
  • Interac e-Transfer
    • Two free Interac e-Transfers per month, then $1.50 each
  • Global Transfers

    Transfer of $50–$999.99: $8.95
    Transfer of $1,000–$1,999.99: $7.95
    Transfer of $2,000–$2,500: No fee
    Transfer to special countries: $20.00
    See all countries and fees >

  • ABM Fees
    • Free ABM transactions at any ATB branch in Alberta.
    • Withdraw cash at any ABM when travelling outside of Alberta on our dime. We'll reimburse $4.50 per withdrawal for up to 2 transactions each month in Canada and $8.00 for 1 withdrawal each month in the U.S. The reimbursement has been designed to cover our standard fee for withdrawals at non-ATB ABMs ($1.50 each in Canada or $5.00 each outside of Canada) as well as the typical fee you agree to pay when withdrawing money at a non-ATB ABM (this is typically $3.00 and can vary.)

Additional Information

  • Other features
    • Unlimited transactions
    • No fee for overdraft protection, unless used2
    • Free access to ATB Online banking
    • Free access to ATB Mobile banking
    • Unlimited telephone banking inquiries
  • Additional Options
    • One free personalized cheque order per calendar year (limited styles)
    • Free drafts
    • Free American Express travellers cheques (single signature)
    • $10 discount on annual safety deposit box fee
  • Notes
    1. Customers must apply and meet the eligibility requirements. Only 1 Freedom Account per customer, either an individual account or a joint account. Individual account holders must be 59 years old or older. On joint Freedom Accounts, a minimum of one account holder must be 59 years old or older.
    2. On approved credit. If overdraft protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.

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