Students First Line of Credit

Focus on your studies, not your finances.

Interest rate

Preferred, variable

Offline Purchase Instructions

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Details

Overview

Assignments. Papers. Tests. When do you have time to worry about your finances? You won't have to with our line of credit designed for undergrad students.

Borrow up to $60,000 and have access to the full limit up front, or up to $15,000 per academic year1 and pay a low interest rate of prime plus 1%. After you graduate, you have a 12-month grace period before you need to start repaying. Make life on campus just a little easier with ATB.

To open a new Students First Line of Credit, you'll need to provide proof of enrolment, which would be a photo or screenshot of your tuition receipt, letter of acceptance or time table.2 We'll reach out to you if we need to confirm your enrolment to maintain your students status in September of each year.

Pricing

  • Interest Rate
  • INTERAC e-Transfer
    Free unlimited
  • Amount
    • Up to $60,000 up front with a co-borrower or up to $15,000 per year1
  • Repayment
    • Enjoy a 12-month grace period after graduation before you need to establish a repayment schedule. Then take 20 years to repay the funds you borrowed.

Additional Information

  • Notes
    1. To a maximum of $60,000. On approved credit. Variable rate based on ATB’s prime rate, which can fluctuate without notice. Rates are provided for information purposes only and are subject to change at any time
    2. The Students First Line of Credit is only available to full-time undergraduate students at not-for-profit post-secondary educational institutions. Full-time status can vary and is determined by the post-secondary institution students are enroled at.

Details

Overview

Assignments. Papers. Tests. When do you have time to worry about your finances? You won't have to with our line of credit designed for undergrad students.

Borrow up to $60,000 and have access to the full limit up front, or up to $15,000 per academic year1 and pay a low interest rate of prime plus 1%. After you graduate, you have a 12-month grace period before you need to start repaying. Make life on campus just a little easier with ATB.

To open a new Students First Line of Credit, you'll need to provide proof of enrolment, which would be a photo or screenshot of your tuition receipt, letter of acceptance or time table.2 We'll reach out to you if we need to confirm your enrolment to maintain your students status in September of each year.

Pricing

  • Interest Rate
  • INTERAC e-Transfer
    Free unlimited
  • Amount
    • Up to $60,000 up front with a co-borrower or up to $15,000 per year1
  • Repayment
    • Enjoy a 12-month grace period after graduation before you need to establish a repayment schedule. Then take 20 years to repay the funds you borrowed.

Additional Information

  • Notes
    1. To a maximum of $60,000. On approved credit. Variable rate based on ATB’s prime rate, which can fluctuate without notice. Rates are provided for information purposes only and are subject to change at any time
    2. The Students First Line of Credit is only available to full-time undergraduate students at not-for-profit post-secondary educational institutions. Full-time status can vary and is determined by the post-secondary institution students are enroled at.
  • Contact Us
  • 1-844-642-7940
  • Monday - Friday 9am - 6pm
  • Saturday 9am - 5pm

Important Information

Interest rate

Preferred, variable

Offline Purchase Instructions

You May Also Like

  • Contact Us
  • 1-844-642-7940
  • Monday - Friday 9am - 6pm
  • Saturday 9am - 5pm