US Dollar Redeemable GIC
Competitive interest and guaranteed returns on US dollars (USD).
Put US dollars to work
Make your US dollars earn even more. Take advantage of competitive interest rates paid in USD.
Choose from flexible terms
Only you know when you'll need access to your US dollars. Leave your money in this GIC for a term that works for you, from 30 days to five years.
Rest secure
Invest safely and securely. You won't lose sleep at night because your original investment and the interest you earn are fully guaranteed.
Key product details
| Interest earned | See current rates1 |
| Term | 30 days - 5 years |
| Minimum investment | $100, $500 or $1,000 USD2 |
| Maximum investment | Unlimited |
| Redeemable during term | Yes |
| Registered investment options | No |
Frequently Asked Questions
You can at any time.
When you cash a GIC, you get your principal back along with interest earned at the GIC's standard rate. That means that if you have a GIC designed to be 'cashable' before the end of its term, your principal earns full interest for as long as the money remains in your GIC.
Some cashable GICs have restrictions on the specific portions of your term during which you can access your funds.
When you have a GIC designed to be 'redeemable' before the end of its term, you can still get your full principal back, but with interest earned at a lower rate than if you left your principal in the GIC for the full term.
Redeemable GICs are typically redeemable at any point in your term—though how soon you redeem your principal may affect how much interest you earn.
Yes. When you pool your resources, everyone wins. You can open this GIC as a joint investment.
Ready to get started?
There are enough risks in life without risking your hard-earned money. Minimize your risk by investing with a US Dollar GIC.
Find the USD savings investment that works for you.
Save beyond borders
US Dollar Investment Savings
Grow your US dollars in a savings account that's also a guaranteed investment with competitive rates and complete liquidity.
Invest in USD with access
US Dollar Redeemable GIC
Secure and grow your money risk-free. You get competitive interest rates, and flexible terms and interest frequencies—all in US funds.
Invest in USD for a set term
US Dollar Non-Redeemable GIC
A GIC with set terms and guaranteed returns. You can't redeem it before your term ends—which means more time for your USD to earn interest in USD.
Depends on term and frequency selected.
$100 for Generation Account holders. For all other investors, $500 for terms 1 year or greater and $1,000 for terms less than 1 year.