ATB Wealth RRSP account

Get advice specifically tailored to you and your retirement goals from ATB Wealth.

Create a customized RRSP plan


  • Clicking the button will open a new page of ATB.com

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Details

Overview

An RRSP is one of the best ways to save for retirement and defer taxes at the same time. It's a government-approved account specially designed to help you save money for your retirement. ATB Wealth helps you select the best investments for your RRSP, from GICs, mutual funds, stocks and bonds.

Pricing

  • Interest earned
    Varies by investment solution chosen.

Additional Information

  • Other features
    • There is a limit to how much you can invest each year, and that limit—called an RRSP contribution limit—is based on your income.
    • Any contribution you make (up to your annual limit) is tax deductible, offering you immediate tax savings.
    • Your contribution never expires, so you can carry it forward.
    • You can put part or all of your RRSP contributions into a plan in your spouse's or common-law partner's name.
    • The interest you earn on your contributions stays in your RRSP. You don't pay tax on it until you take it out of the plan. Even though you can withdraw RRSP money whenever you like, the idea is to keep your money in the plan until you retire. Usually withdrawals are treated as income, which means you'll pay tax on the money when you withdraw it.
    • In the year you turn 71, your RRSP matures. Don't worry about getting a big tax bill. You have a number of retirement income options that allow your retirement savings to continue to grow in a tax-sheltered environment. Only payments to you from your plan are immediately taxed. So you can spread the tax on withdrawals over your retirement years.
  • Notes

    ATB Wealth consists of a range of financial services provided by ATB Financial and certain of its subsidiaries. ATB Investment Management Inc., ATB Securities Inc., and ATB Insurance Advisors Inc. are individually licensed users of the registered trade name ATB Wealth. ATB Securities Inc. is a member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada.

    ATB Investment Management Inc. ("ATBIM") manages the Compass Portfolio Series. ATBIM and ATB Securities Inc. ("ATBSI") are wholly owned subsidiaries of ATB Financial, and may operate under the registered trademark ATB Wealth. Additional information about the Compass Portfolio Series and other important disclosures may be found at compassportfolios.com

Details

Overview

An RRSP is one of the best ways to save for retirement and defer taxes at the same time. It's a government-approved account specially designed to help you save money for your retirement. ATB Wealth helps you select the best investments for your RRSP, from GICs, mutual funds, stocks and bonds.

Pricing

  • Interest earned
    Varies by investment solution chosen.

Additional Information

  • Other features
    • There is a limit to how much you can invest each year, and that limit—called an RRSP contribution limit—is based on your income.
    • Any contribution you make (up to your annual limit) is tax deductible, offering you immediate tax savings.
    • Your contribution never expires, so you can carry it forward.
    • You can put part or all of your RRSP contributions into a plan in your spouse's or common-law partner's name.
    • The interest you earn on your contributions stays in your RRSP. You don't pay tax on it until you take it out of the plan. Even though you can withdraw RRSP money whenever you like, the idea is to keep your money in the plan until you retire. Usually withdrawals are treated as income, which means you'll pay tax on the money when you withdraw it.
    • In the year you turn 71, your RRSP matures. Don't worry about getting a big tax bill. You have a number of retirement income options that allow your retirement savings to continue to grow in a tax-sheltered environment. Only payments to you from your plan are immediately taxed. So you can spread the tax on withdrawals over your retirement years.
  • Notes

    ATB Wealth consists of a range of financial services provided by ATB Financial and certain of its subsidiaries. ATB Investment Management Inc., ATB Securities Inc., and ATB Insurance Advisors Inc. are individually licensed users of the registered trade name ATB Wealth. ATB Securities Inc. is a member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada.

    ATB Investment Management Inc. ("ATBIM") manages the Compass Portfolio Series. ATBIM and ATB Securities Inc. ("ATBSI") are wholly owned subsidiaries of ATB Financial, and may operate under the registered trademark ATB Wealth. Additional information about the Compass Portfolio Series and other important disclosures may be found at compassportfolios.com

  • Contact Us
  • 1-800-332-8383
  • Monday - Friday 9am - 7pm
  • Saturday 9am - 5pm

Create a customized RRSP plan


  • Clicking the button will open a new page of ATB.com

You May Also Like

  • Contact Us
  • 1-800-332-8383
  • Monday - Friday 9am - 7pm
  • Saturday 9am - 5pm