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ATB Platinum Cash Rewards® World MasterCard®

The best rewards are the ones you earn for what you're already doing.

Annual fee

$120/first card

Details

Overview

You need to spend money to get money. Whoever said that probably had an ATB Platinum Cash Rewards World MasterCard. Whenever you buy something at a supermarket, drug store, gas station or home improvement store, you get 3% cash back. For all other purchases, you get 1% cash back. Just like that, you get an annual rebate for buying things you already were buying. It's the kind of reward you get for banking with ATB.

  • You must be a resident of Alberta and intend to use the card for personal use only.
  • You must have reached the age of majority (18 years of age).
  • You must not have declared personal bankruptcy in the past 5 years.
  • Income requirement: personal annual income of $60,000 or more, or household annual income of $100,000 or more.

Pricing

  • Annual Fee
    $120 for the first card.
  • Additional Cards
    $25 annual fee for each additional card.
  • Purchase Interest Rate
    19.90%
  • Cash Advance Interest Rate
    21.90%
  • Rewards and Perks
    • Earn 3% on everyday purchases, 1% on non-everyday purchases, up to $3,000 cash rebate per year.

Additional Information

  • Other features
    • 3% cash back on everyday purchases made at supermarkets, drug stores, gas stations and home improvement stores. See most popular locations
    • 1% cash back on all other purchases
    • Automatic cash back applied to your statement every January
    • Free additional card
    • ABM cash advances
    • Balance transfers
    • Pre-authorized payments
    • Car Rental Discounts
    • Autopay
    • MasterCard SecureCode™
    • MasterCard Global Service™
  • Additional Options
    • Purchase Assurance2 & Extended Warranty2: When you use your card to purchase eligible new items, protect against damage or theft for up to 90 days and double the original manufacturer's warranty up to one additional year.
    • Auto Rental Collision/Loss Damage Insurance2: When you use your card to purchase the full cost of a rental car, receive up to 31 days of collision damage waiver coverage, plus accidental death and dismemberment benefits up to $225,000, and personal effects insurance coverage up to $1,000/insured person.
    • Common Carrier Travel Accident Insurance2: When you use your card to purchase the full cost of common carrier travel, receive up to $300,000 if covered loss occurs while occupying a common carrier.
    • Travel Assistance2: Provides 24/7 assistance for lost documents and ticket replacements, lost luggage assistance, and legal referrals when travelling outside of your province of residence.
  • Notes
    1. On approved credit, conditions apply. Offer available on new ATB Financial MasterCard accounts only where the cardholder had no previous MasterCard with ATB Financial, 0% interest for 6 months applies only to the transferred balance; new charges will be charged the indicated interest rate. Interest is accumulated monthly but will be waived on each payment date if the account remains in good standing.
    2. Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card, and online at atb.com.
      MasterCard® is a registered trademark of MasterCard International Inc. Alberta Treasury Branches is a licensed user of the registered trademark and design owned by MasterCard International Inc.

Details

Overview

You need to spend money to get money. Whoever said that probably had an ATB Platinum Cash Rewards World MasterCard. Whenever you buy something at a supermarket, drug store, gas station or home improvement store, you get 3% cash back. For all other purchases, you get 1% cash back. Just like that, you get an annual rebate for buying things you already were buying. It's the kind of reward you get for banking with ATB.

  • You must be a resident of Alberta and intend to use the card for personal use only.
  • You must have reached the age of majority (18 years of age).
  • You must not have declared personal bankruptcy in the past 5 years.
  • Income requirement: personal annual income of $60,000 or more, or household annual income of $100,000 or more.

Pricing

  • Annual Fee
    $120 for the first card.
  • Additional Cards
    $25 annual fee for each additional card.
  • Purchase Interest Rate
    19.90%
  • Cash Advance Interest Rate
    21.90%
  • Rewards and Perks
    • Earn 3% on everyday purchases, 1% on non-everyday purchases, up to $3,000 cash rebate per year.

Additional Information

  • Other features
    • 3% cash back on everyday purchases made at supermarkets, drug stores, gas stations and home improvement stores. See most popular locations
    • 1% cash back on all other purchases
    • Automatic cash back applied to your statement every January
    • Free additional card
    • ABM cash advances
    • Balance transfers
    • Pre-authorized payments
    • Car Rental Discounts
    • Autopay
    • MasterCard SecureCode™
    • MasterCard Global Service™
  • Additional Options
    • Purchase Assurance2 & Extended Warranty2: When you use your card to purchase eligible new items, protect against damage or theft for up to 90 days and double the original manufacturer's warranty up to one additional year.
    • Auto Rental Collision/Loss Damage Insurance2: When you use your card to purchase the full cost of a rental car, receive up to 31 days of collision damage waiver coverage, plus accidental death and dismemberment benefits up to $225,000, and personal effects insurance coverage up to $1,000/insured person.
    • Common Carrier Travel Accident Insurance2: When you use your card to purchase the full cost of common carrier travel, receive up to $300,000 if covered loss occurs while occupying a common carrier.
    • Travel Assistance2: Provides 24/7 assistance for lost documents and ticket replacements, lost luggage assistance, and legal referrals when travelling outside of your province of residence.
  • Notes
    1. On approved credit, conditions apply. Offer available on new ATB Financial MasterCard accounts only where the cardholder had no previous MasterCard with ATB Financial, 0% interest for 6 months applies only to the transferred balance; new charges will be charged the indicated interest rate. Interest is accumulated monthly but will be waived on each payment date if the account remains in good standing.
    2. Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card, and online at atb.com.
      MasterCard® is a registered trademark of MasterCard International Inc. Alberta Treasury Branches is a licensed user of the registered trademark and design owned by MasterCard International Inc.

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Annual fee

$120/first card

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